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It can be important to see a mortgage loan pro first, even if you haven't settled on the sort of home to look for. Why? It might be hard to understand the ways in which we could help even before you begin to talk about prices and negotiations.
We Can Help You Pre-Qualify
When we pre-qualify you, we help you determine how much of a monthly mortgage payment you can fit in your budget, and how much we of a loan you will qualify for. We accomplish this by considering your income and debts, your work and residence situations, your available funds for a down payment, required reserves, and some other things. It's quick and to the point; We keep the paperwork light.
We give you a Pre-Qualification Letter once you qualify, which says that we are confident you can qualify for up to a certain amount of mortgage loan dollars.
Power in the Pre-Qual
When you locate a house that is ideal for you, and you decide to make an offer, being pre-qualified for a loan will do several things. The first is that you will be sure the amount you will be able to afford when determining the offer.
Even more important to the present owner, your pre-qualification gives them certainty - as if you'd arrived at their home with a big box of cash to make the offer! They won't need to be concerned that they're wasting their time if you won't be able to have the ability to qualify for a high enough mortgage. The seller of the home won't be concerned that he won't be able to count on you to qualify for your loan.Your qualifying for the necessary loan amount won't be something for them to fret over. You will have the influence of a buyer ready to make the deal right now!
We will help you with your pre-qualification
When we pre-qualify you, we help you decide how much of a monthly payment you can fit in your budget, and how much we of a loan you will qualify for. We will accomplish this by reviewing your debts and income, your employment and housing circumstances, the funds available for a down payment, required reserves, and other considerations. It's quick and to the point; and we keep the paperwork light.
One on one
While you are able to use our tools to calculate mortgage variables on our website, it is essential to sit down and talk with us. That way, we can help you get your pre-qualification letter. For another thing, we might find a different mortgage option that fits your goals better. Let us get you started: Call us at 248-644-1200.
Have questions about pre-qualifying? Call us at 248-644-1200. Prime Capital Mortgage Corp answers pre-qualifying questions every day.
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