Why Pre-Qualification is Important

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It is valuable to bring in your mortgage professional early — even before you have started to consider neighborhoods. Why? What can we do for you before you have negotiated an amount, and do not know yet how much you need to borrow?

We Can Help You Pre-Qualify

When we pre-qualify you, we help you find out how much of a monthly mortgage payment you can afford, and the loan amount you can qualify for. The process outlines your current financial situation - your debts, income, employment, and cash available for down payment, among other things. We require a minimum amount of paperwork, and avoid a lengthy process.

We will award you a Pre-Qualification Letter when you qualify, that documents that we're confident you'll qualify for a specific amount of mortgage loan dollars.

Pre-Qual Power

Various beneifits open to you after you find your new house, and have achieved pre-qualification. First of all, you have some concrete numbers in mind, as the amount you can borrow. Even more important to the seller of the house, your pre-qualification gives them certainty - as if you had arrived at their house with a bag of cash to back up the offer! They need not be concerned they are wasting their time if you do not be able to qualify for a high enough mortgage. The seller won't be concerned that he can't trust you to qualify for your loan.Your qualifying for the necessary mortgage loan amount will not be something for them to worry about. You have the capability to back your offer up.

We help with your pre-qualification

We can help you calculate the loan amount you can qualify for and the mortgage payment amount you can afford by getting you pre-qualified. This process takes you through your current financial situation - your debts, income, employment, cash available for down payment, among other things. It's a quick, thorough process with minimal risks for papercuts.

One on one

You can always use the calculators available on this website to get an idea of how much mortgage you can afford - but it's also important to talk with us. We can work toward your pre-qualification letter. Then, we will make sure we have selected the best mortgage program for you. Let us help you get started: Contact us at 248-644-1200.

Have questions about pre-qualifying? Call us at 248-644-1200. Prime Capital Mortgage Corp answers pre-qualifying questions every day.

Basic Pre-Approval

Get the Best Mortgage Rate! Tell us a little about your current needs and we can use that information to match you with just the right loan.

Tell us about your loan needs.
How can we get in touch with you?
Tell us about your credit history.